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Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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What group of settlers introduced the log cabin to the New World?
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The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland. |
 See More Real Estate Trivia > |
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Wendy Burney, Broker/Owner
The Burney Group, Inc.
1320 South Avenue
Plainifield, NJ 07062
Office: 908-668-5252
Mobile: 908-922-9995
Fax: 908-668-5254
Email: wendyburney@NUMBER1EXPERT.com
Wendy Burney, President & CEO of The Burney Group, Inc., has been a residential real estate expert since 1992, and is long recognized for her dedication and superior customer service. After 15 years as a top producer and award-winning agent with CENTURY 21 Louis Pompilio, Inc., she transferred her talents to her own firm, The Burney Group, where she continues working closely with buyers and sellers of fine and historic homes in her hometown Plainfield as well as North Plainfield, Scotch Plains, Fanwood, and other wonderful neighborhoods in Union, Somerset, Middlesex and Hunterdon Counties. In founding The Burney Group, Wendy has created a unique and atypical real estate company comprised of a hand-picked team of professionals – each carefully selected for his or her particular area of expertise – to ensure the very best service and results possible for every client. 
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