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Disclosure Laws >Avoiding Delays During Escrow
Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.
Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.
There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.
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What is the fastest-growing state in the U.S.?
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Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics. |
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Wendy Burney, Broker/Owner
The Burney Group, Inc.
1320 South Avenue
Plainifield, NJ 07062
Office: 908-668-5252
Mobile: 908-922-9995
Fax: 908-668-5254
Email: wendyburney@NUMBER1EXPERT.com
Wendy Burney, President & CEO of The Burney Group, Inc., has been a residential real estate expert since 1992, and is long recognized for her dedication and superior customer service. After 15 years as a top producer and award-winning agent with CENTURY 21 Louis Pompilio, Inc., she transferred her talents to her own firm, The Burney Group, where she continues working closely with buyers and sellers of fine and historic homes in her hometown Plainfield as well as North Plainfield, Scotch Plains, Fanwood, and other wonderful neighborhoods in Union, Somerset, Middlesex and Hunterdon Counties. In founding The Burney Group, Wendy has created a unique and atypical real estate company comprised of a hand-picked team of professionals – each carefully selected for his or her particular area of expertise – to ensure the very best service and results possible for every client. 
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